Top 3 Apps And Services For Mobile Payments

Credit card payment
Keep your customers satisfied with the convenience of these mobile payment apps and services.

It's a familiar problem for many small business owners. A potential customer wants to buy your product or pay for a service. You only accept cash and she needs to pay with a card. Best case scenario, the customer is inconvenienced and seeks out an ATM. The worst? You lose a sale today and even in the future.

Fortunately, smartphone apps make it easier than ever to accept mobile payments without hassle. If you're a small business owner, learn how you can use the small business apps below with your Net10 smartphone to make doing business simple.

Mobile payment apps to try


A point-of-sale solution for any small business, Square allows you to accept mobile payments through its credit card reader attachment. Its features include:

  • Accepts all major credit cards including Visa, Mastercard, Discover, and American Express
  • Low fee of 2.75% for sales swiped, dipped, or tapped using the service
  • Email confirmations for each sale with a receipt emailed to every customer
  • Profits deposited directly into your bank account in one business day (fee-free) or instantly for an additional 1% of the transaction
  • No monthly fee

Square is available for both iOS and Android.

PayPal Here

Another popular small business app, this point-of-sale service comes with a credit card reader that is compatible with any smartphone or tablet. You’ll enjoy the following features:

  • Remote payment processing that accepts all major credit cards
  • Fee of 2.7% of every swiped transaction, or 3.5% of every sale plus 15 cents for keyed-in transactions
  • Populates customer’s information upon swiping his or her card to save you time
  • No charge to transfer funds to bank account, which typically takes up to four business days
  • Ability to request funds via bank check for $1.50 per transaction

PayPal Here is available for both iOS and Android.


When your profit margins are slim, every penny counts. Accordingly, Stripe is surging in popularity as a preferred method for accepting mobile payments. The app offers the following:

  • Accepts all major credit cards, in addition to Diners Club, JCB, ACH transactions, and Bitcoin payments (with fees varying from .8% to a maximum of $5 per transaction)
  • Fee of 2.9% plus 30 cents per transaction with volume discounts for companies transacting over $80,000 per month
  • Money transferred to bank within two days
  • Customized analytics reports that export to QuickBooks to compare sales, campaigns, etc.

Stripe is available for both iOS and Android.

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